Planning guide
Understanding Funeral and Final Expenses
A calm, practical look at the costs families commonly face.
Planning ahead
Funeral Expenses Can Add Up Quickly
End-of-life costs usually include several separate pieces. Knowing what they are can help you decide how much coverage to consider.
Read the funeral cost guide- 1Funeral home services
- 2Casket or urn
- 3Burial or cemetery costs
- 4Cremation
- 5Transportation
- 6Flowers / memorial
- 7Outstanding personal expenses
Funeral home services
Typically includes arranging the service, staff, use of facilities, and preparation. Funeral homes provide itemized price lists on request.
Casket or urn
Prices range widely by material and style. You are generally not required to buy these from the funeral home.
Burial, cemetery or cremation
Burial may include a plot, opening and closing the grave, and a marker. Cremation is often a lower-cost option, with optional memorial services.
Transportation, flowers and memorials
Hearse and transport, flowers, printed programs, obituary notices and receptions can add to the total.
Outstanding personal expenses
Families may also face remaining medical bills, credit card balances and household bills.
Costs vary by location, provider and choices. Verified average figures will be added as they are confirmed.
Find Out What May Be Available
It takes a few minutes. Requesting information is not an application and does not obligate you to buy.
Request information from a licensed insurance professional.